Your use of this Site is governed by the tamweel-mortgage.com Privacy Policy, which is available at the “Privacy Policy”.

TAMWEEL MORTGAGE FINANCE, (“TAMWEEL MORTGAGE,” “we,” or “our”) is committed to protecting our customers’ and other website users’ (“you” or “your”) privacy and developing technology that gives you the most powerful and safe online experience. This Privacy Policy (the “Policy”) applies to the TAMWEEL MORTGAGE FINANCE website and governs data collection and usage. By using the TAMWEEL MORTGAGE FINANCE website, you consent to the data practices described in this Policy.

 

Collection of your Personal Information

TAMWEEL MORTGAGE FINANCE collects personally identifiable information, such as your e-mail address, name, home or work address, or telephone number. TAMWEEL MORTGAGE FINANCE also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests, and favorites.

There is also information about your computer hardware and software that is automatically collected by TAMWEEL MORTGAGE FINANCE. This information can include your IP address, browser type, domain names, access times, and referring website addresses. This information is used by TAMWEEL MORTGAGE FINANCE for the operation of the service, to maintain the quality of the service, and to provide general statistics regarding the use of the TAMWEEL MORTGAGE FINANCE website.  This policy covers both online and offline activities, including information that we collect through our website, marketing events, applications you submit online, and in-person (among other methods).

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through any TAMWEEL MORTGAGE FINANCE public message boards, this information may be collected and used by others.  This includes any information that is part of your profile on a third-party social network (such as Facebook) and that you allow the third-party social network to share with us.  Note: TAMWEEL MORTGAGE FINANCE does not read any of your private online communications, such as a direct message sent to your loan officer.

TAMWEEL MORTGAGE FINANCE encourages you to review the privacy policies of websites you choose to link to from ours so that you can understand how those websites collect, use, and share your information. TAMWEEL MORTGAGE FINANCE is not responsible for the privacy policies or other content on websites outside of the TAMWEEL MORTGAGE FINANCE family of websites. 

In all cases, we strive to limit the amount of information we collect and store to that which is necessary to provide you the relevant services.

Use of your Personal Information

TAMWEEL MORTGAGE FINANCE collects and uses your personal information to operate our website and deliver the services you have requested. TAMWEEL MORTGAGE FINANCE also uses your personally identifiable information to inform you of other products or services available from us and our affiliates.

TAMWEEL MORTGAGE FINANCE does not sell, rent, or lease its customer lists to third parties. TAMWEEL MORTGAGE FINANCE may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, we may share data with trusted partners for a business purpose, for instance, to perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries, among other things. All such third parties are prohibited from using your personal information except to provide these services to TAMWEEL MORTGAGE FINANCE, and they are required to maintain the confidentiality of your information.

TAMWEEL MORTGAGE FINANCE does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

TAMWEEL MORTGAGE FINANCE keeps track of the websites and pages our customers visit within TAMWEEL MORTGAGE FINANCE, in order to determine what TAMWEEL MORTGAGE FINANCE services are the most popular. This data is used to deliver customized content and advertising within TAMWEEL MORTGAGE FINANCE to customers whose behavior indicates that they are interested in a particular subject area.

TAMWEEL MORTGAGE FINANCE websites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to (a) conform to the edicts of the law or comply with legal process served on TAMWEEL MORTGAGE FINANCE or the website; (b) protect and defend the rights or property of TAMWEEL MORTGAGE FINANCE; and, (c) act under exigent circumstances to protect the personal safety of users of TAMWEEL MORTGAGE FINANCE, or the public.

Law No. 151 of 2020

Personal data protection law

On JULY 15, 2020, law No. 151 OF 2020 (Personal data protection law) secured new privacy rights for consumers and clients. This act provides persons with broad rights with respect to their personal information and imposes significant new obligations on covered businesses.

You may make sure that your requests are related to law No. 151 of 2020 at this link (https://egyls.com/wp-content/uploads/2020/07/28-M-E.pdf).

 

Use of Cookies

The TAMWEEL MORTGAGE FINANCE website uses “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize TAMWEEL MORTGAGE FINANCE pages, or register with TAMWEEL MORTGAGE FINANCE’s website or services, a cookie helps us to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same TAMWEEL MORTGAGE FINANCE website, the information you previously provided can be retrieved, so you can easily use the TAMWEEL MORTGAGE FINANCE website features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the TAMWEEL MORTGAGE FINANCE services or websites you visit.

Security of your Personal Information

TAMWEEL MORTGAGE FINANCE secures your personal information from unauthorized access, use, or disclosure. We secure the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use, or disclosure. When we transmit personal information (such as a credit card number) to other websites, it is protected through the use of encryption.

We Do Not Collect Information From Children

We do not knowingly solicit or collect any type of information from a person under the age of 13. If you learn that a child has provided us with personal information in violation of this Privacy Policy, then you may alert us at (mail) and we will remove that information from our records as soon as feasibly possible.

Changes to this Policy

TAMWEEL MORTGAGE FINANCE  will occasionally update this Privacy Policy to reflect company and customer feedback. TAMWEEL MORTGAGE FINANCE  encourages you to periodically review this Policy to be informed of how we are protecting your information.

Contact Information

TAMWEEL MORTGAGE FINANCE  welcomes your comments regarding this Policy. If you have any questions or concerns about this notice, or about the privacy of your non-public personal information that you have provided via the use of this website, or would like to opt-out from future contact by TAMWEEL MORTGAGE FINANCE, please contact TAMWEEL MORTGAGE FINANCE  at …………………………. If you believe that TAMWEEL MORTGAGE FINANCE has not adhered to this Statement, please contact TAMWEEL MORTGAGE FINANCE. We will use commercially reasonable efforts to promptly determine and remedy the problem.



Third-Party Content.

 

Certain information and other content that are not Submissions may be provided by third-party licensors and suppliers to tamweel-mortgage.com (“Third Party Content”). The Third Party Content is, in each case, the copyrighted and/or trademarked work of the creator/licensor. You agree to only display the Third Party Content on your personal computer solely for your personal use. You acknowledge and agree that you have no right to download, cache, reproduce, modify, display (except as set forth in this paragraph), edit, alter or enhance any of the Third Party Content in any manner unless you have permission from the owner of the Third Party Content. tamweel-mortgage.com disclaims all express, implied and statutory warranties and conditions with regard to third-party content, including, but not limited to, all implied warranties of merchantability, fitness for a particular purpose and non-infringement.

 

Links to Third-Party Sites.

 

This Site may be linked to other sites that are not tamweel-mortgage.com sites. tamweel-mortgage.com is providing these links to you only as a convenience, and tamweel-mortgage.com is not responsible for such linked sites, including, without limitation, the content or links displayed on such sites.

 

Submissions.

 

You acknowledge that you are responsible for the information (including, without limitation, rates, APR, and other loan information), opinions, comments, and other content or material that you submit, upload, post, or otherwise make available on or through tamweel-mortgage.com, such as in forums, blogs or directories (each a “Submission”) and through the services available in connection with this Site, and that you, and not tamweel-mortgage.com, have full responsibility for each such Submission you make, including its legality, reliability, appropriateness, and trademark and copyright ownership. Unless otherwise explicitly stated herein or in the tamweel-mortgage.com Privacy Policy, you agree that any Submission provided by you in connection with this Site is provided on a non-proprietary and non-confidential basis. You hereby assign, transfer and convey to tamweel-mortgage.com all your worldwide right, title, and interest in and to your Submissions, and the complete right to exploit or otherwise use the Submissions or any portion thereof, in any form of medium, expression or technology is now known or hereafter known or developed, and all contract and licensing rights. However, tamweel-mortgage.com agrees to use all of your Submissions in accordance with tamweel-mortgage.com’s Privacy Policy applicable to personally identifiable information.

You further agree that you will not upload, post, or otherwise make available on this Site any material protected by copyright, trademark, or any other proprietary right without the express permission of the owner of such copyright, trademark, or other proprietary right owned by a third party, and the burden of determining whether any material is protected by any such right is on you. You shall be solely liable for any damage resulting from any infringement of copyrights, trademarks, proprietary rights, or any other harm resulting from any Submission that you make.

You represent and warrant that: (i) you own all Submissions posted by you on or through this Site or otherwise have the right to grant the ownership to tamweel-mortgage.com set forth in this section, and (ii) the posting of your Submissions on or through this Site does not violate the privacy rights, publicity rights, trademark rights, copyrights, contract rights or any other rights of any person or entity. You agree to pay for all royalties, fees, damages, and any other monies owing any person by reason of any Submissions posted by you to or through this Site.

When submitting Submissions to or otherwise using this Site and/or the Materials available on or through this Site, you agree not to, without limitation:

Defame, abuse, harass, stalk, threaten, or otherwise violate the legal rights (such as rights of privacy and publicity) of others.

Post any false, inaccurate, or misleading information.

Use racially, ethnically, or otherwise offensive language.

Discuss or incite illegal activity.

Use explicit/obscene language or solicit/post sexually explicit images (actual or simulated).

Post anything that exploits children or minors or that depicts cruelty to animals.

Post any copyrighted or trademarked materials without the express permission from the owner.

Disseminate any unsolicited or unauthorized advertising, promotional materials, ‘junk mail’, ‘spam’, ‘chain letters’, ‘pyramid schemes’, or any other form of such solicitation.

Use any robot, spider, scraper, or other automated means to access tamweel-mortgage.com.

Take any action that imposes an unreasonable or disproportionately large load on our infrastructure.

Alter the opinions or comments posted by others on this Site.

Engage in link spamming or spamdexing of any kind.

This list of prohibitions provides examples and is not complete or exclusive. tamweel-mortgage.com reserves the right to (a) terminate your access to your account, your ability to post to this Site (or the services), (b) refuse, delete or remove any Submissions; with or without cause and with or without notice, for any reason or no reason, or for any action that tamweel-mortgage.com determines is inappropriate or disruptive to this Site or to any other user of this Site and/or services, and (c) terminate or revoke your license to use the widgets at any time for any reason or for no reason. tamweel-mortgage.com may report to law enforcement authorities any actions that may be illegal, and any reports it receives of such conduct. When legally required or at tamweel-mortgage.com’s discretion, tamweel-mortgage.com will cooperate with law enforcement agencies in any investigation of alleged illegal activity on this Site or on the Internet. On termination or revocation of your license to use the widgets, you shall remove the widgets from your website.

These prohibitions do not require tamweel-mortgage.com to monitor, police, or remove any Submissions or other information submitted by you or any other user. Please note that there are commercially available services and software to limit access to material that you may find objectionable.

 

Unauthorized Activities.

 

Submissions and unauthorized use of any Materials or Third-Party Content contained on this Site may violate certain laws and regulations. You agree to indemnify and hold tamweel-mortgage.com and its officers, directors, employees, affiliates, agents, licensors, and business partners harmless from and against any and all costs, damages, liabilities, and expenses (including attorneys’ fees and costs of defense) tamweel-mortgage.com or any other indemnified party suffers in relation to, arising from, or for the purpose of avoiding, any claim or demand from a third party that your use of this Site or the use of this Site by any person using your username and/or password (including without limitation, your participation in the posting areas or, your Submissions) violates any applicable law or regulation, or the copyrights, trademark rights or other rights of any third party.

 

Proprietary Rights.

 

Unless otherwise specified in these Terms, all information and screens appearing on this Site, including documents, services, site design, text, graphics, logos, images, and icons, as well as the arrangement thereof, are the sole property of COMPANY’s NAME Directory and Information, are Copyright. All rights not expressly granted herein are reserved. Except as otherwise required or limited by applicable law, any reproduction, distribution, modification, retransmission, or publication of any copyrighted or registered material or intellectual property is strictly prohibited without the express written consent of the owner or licensee of the same. If you use the materials in a way that is not clearly allowed by the terms of these Terms, you are violating your contract with us and maybe violating copyright, trademark, and other laws. In this case, we automatically revoke your permission to use the materials and you must immediately destroy any copies you have made.



Copyright and Trademark Infringements.

Notification:
tamweel-mortgage.com respects the intellectual property rights of others, and we ask you to do the same. tamweel-mortgage.com may, in appropriate circumstances and at our discretion, terminate service and/or access to this Site for users who infringe the intellectual property rights of others. If you believe that your work is the subject of copyright infringement and/or trademark infringement and appears on our Site, please provide tamweel-mortgage.com’s designated agent the following information:

A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

Identification of the copyrighted and/or trademarked work claimed to have been infringed, or if multiple works at a single online site are covered by a single notification, a representative list of such works at that site.

Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled at tamweel-mortgage.com, and information reasonably sufficient to permit tamweel-mortgage.com to locate the material.

Information reasonably sufficient to permit tamweel-mortgage.com to contact you as the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which you may be contacted.

A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright and/or trademark owner, its agent, or the law.

A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

tamweel-mortgage.com’s agent for notice of claims of copyright or trademark infringement on this Site can be reached as follows:

By mail:

By phone:

By e-mail: Please use our contact form.

Please also note that for copyright infringements and any person who knowingly materially misrepresents that material or activity is infringing may be subject to liability.

 

Limitation of Liability.

tamweel-mortgage.com shall not be liable to you for any damages resulting from (X) your displaying, copying, or downloading any materials, third party content or submissions to or from this site or (Y) from any theft or destruction or unauthorized access to, alteration of, or unlawful use of your personal information, whether for breach of contract, tortious behavior, negligence or any other cause of action. in no event shall tamweel-mortgage.com be liable to you for any indirect, extraordinary, exemplary, punitive, special, incidental, or consequential damages (including loss of data, revenue, profits, use, or another economic advantage) however arising, even if tamweel-mortgage.com Knows there is a possibility of such damage.



Local Laws; Export Control.

tamweel-mortgage.com controls and operates this Site from its headquarters in the Arab Republic of Egypt and the Materials, Submissions, and/or Third-Party Content may not be appropriate or available for use in other locations. If you use this Site outside the Arab Republic of Egypt, you are responsible for following applicable local laws.

 

General.

If you violate these Terms, tamweel-mortgage.com may terminate and/or suspend your access to this Site without notice. tamweel-mortgage.com prefers to advise you of your inappropriate behavior and to recommend any necessary corrective action. However, certain violations of these Terms, as determined by tamweel-mortgage.com, may result in immediate termination under Egyptian law, will govern these Terms. Any disputes relating to these Terms or this Site will be heard in the courts located in the Arab Republic of Egypt. If any of these Terms is found to be inconsistent with applicable law, then such term shall be interpreted to reflect the intentions of the parties, and no other terms will be modified. tamweel-mortgage.com’s failure to enforce any of these Terms is not a waiver of such term. These Terms are the entire agreement between you and tamweel-mortgage.com and supersede all prior or contemporaneous negotiations, discussions, or agreements between you and tamweel-mortgage.com about this Site. The proprietary rights, disclaimer of warranties, representations made by you, indemnities, limitations of liability, and general provisions shall survive any termination of these Terms.